Terms & conditions

Who we are

We are Private Finance Group UK ltd, an international mortgage brokerage based at: 45 Holmead Road,SW6 2JD and 72, rue Faubourg Saint-Honoré Paris 75008

Private Finance Group UK Ltd is a credit intermediary with FCA authorisation number 741190.

Our brands websites are portugalprivatefinance.com, spanishprivatefinance.com and frenchprivatefinance.com

What we do

We act as intermediary between international buyers of property and a range of European Retail banks, Brokerages and International Private banks. We provide a range of options from which you can select the option that is best for your purchase.

Our charges

References to “you” or “your” are references to any person accessing this web-site (“Site”).It is free to apply for a mortgage with us. You will have no charge unless we are successful. We may receive a commission from the French bank as payment for preparing your application. In some cases we may find that the best offer is via a bank who do not offer commission, in which case an additional broker fee will be charged which will range from 0.25% to 2%. All charges will be made clear from the outset, as we clearly layout all main property purchase costs to you in addition to full transparency on mortgage related costs. In the event a broker fee is payable, this will be charged upon your acceptance of any mortgage we obtain for you and is payable within seven days.

General terms and conditions for advertisements

General disclaimer – Your rate may differ from the advertised rate. Loans are subject to status. Early settlement fees may apply. Private Finance Group UK Ltd is a credit intermediary with FCA authorisation number 741190.


The final terms and conditions of any loan will be found in the official local language version of the mortgage offer. Any translations into other languages do not hold weight and cannot be relied upon under law. Rates may change at any time and the final rate will only be secured once you receive your mortgage offer. All mortgages are subject to status and eligibility criteria which can change at any time. Private Finance Group UK Ltd do not guarantee that you will obtain the lowest rate on the market. We work with a panel of lenders with whom we have a track record of obtaining loan offers on a cross border basis. In some cases we may work with new providers where our knowledge of lending committee decisions may be less extensive. In which case it may be that the offer is not forthcoming from the bank in your destination.