The figures indicated in this guide are for information only, for the purpose of a guide only and in no way are intended to represent a contract or advice. The sole contract will be with the bank, the terms of which are final.

In choosing a variable rate mortgage, clients expose themselves to fluctuations in the index rate (Euribor) which may lead to increased or reduced monthly mortgage payments.

In choosing a fixed rate mortgage, clients face early redemption charge. The penalty is 6 months interest on the amount repaid early, to a maximum of 3% of the outstanding capital. Minimum early repayment permitted is 10% of the initial loan amount.

Your property is at risk if you do not keep up your payments for your mortgage or other secured loans.

Private Finance Group UK Ltd, 45 Holmead Road, Fulham, SW6 2JD, London

Regulated by Financial Conduct Authority No. 741190